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IT IS IMPORTANT
THAT YOU READ ALL THE LEGAL NOTICES ON THIS WEBSITE, INCLUDING THE
GENERAL STATEMENT, TERMS & CONDITIONS
OF USE, INTELLECTUAL PROPERTY, PRIVACY & DISCLAIMER STATEMENTS, CONSUMER
RIGHTS ('Legal Notices').
This Agreement
is between You (the Visitor/Registered User/Subscriber) and CAM I. Services Ltd ("We", "Our" or "Us")
I. General Statement
CAM I. Services Ltd owns and operates this Website, located at www.quotesnow-loans.co.uk
('Website'). The Legal Notices state the terms and conditions under
which you may access and use the Website. By accessing and using the
Website you are indicating your acceptance to be bound by the terms
and conditions of the Legal Notices.
CAM I. Services Ltd may revise the Legal Notices at any time by updating
this posting. Use of the Website after such changes are posted will
signify your agreement to those revised legal notices. You should visit
this page periodically to review Legal Notices.
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II. Terms & Conditions
of Use
1. To process Your loan quote or debt management request, our business
associates NetCars, EuroCredit, Thames Loans, Payday Loans UK, Thornton Shephard, Xbridge, Moneysupermarket
or Smart Quotes Ltd
may require
Your name, phone number, email address and other
financial information such as debts, salary, credit, financial history
and so on. This information is used by our business associates NetCars, EuroCredit, Thames Loans, Payday Loans UK, Thornton Shephard, Xbridge, Moneysupermarket and Smart
Quotes Ltd lenders to provide
accurate
quotes or services,
and to contact
You with
rates
and
terms
and
conditions.
2. When You visit this Website, Our web server automatically recognises
only the Your IP address, but not Your email address. We use Your IP
address for technological purposes only.
3. This Website uses a contact us form for visitors to request information,
products, and services. This contact us form collects Your contact information
(like email address). The information We collect may be used to improve
the content of Our web pages, used to customise the content and/or layout
of our web pages for each individual visitor, shared with some of our
partners or reputable third parties to help them contact visitors for
marketing purposes, used by Us to contact visitors for marketing purposes,
used by Us to get in touch with visitors when necessary. By agreeing
to these Legal Notices You grant Us explicit permission to engage is
such marketing.
4. However, if at some later stage You wish to opt-out of receiving
marketing material from Us, you can do so by using the email form on our contact us page.
5. This Website works dynamically in collaboration with other websites
which may be affiliate, partner, associate, lender or sponsor websites.
Accordingly, You will move from this Website to other such websites
seamlessly. It is important, therefore, that You understand that these
Legal Notices bind You (especially in respect CAM I. Services Ltd's liabilities,
duties and responsibilities) even though you may move out of this
Website
into another. Nevertheless you may also be bound by any terms and condition
you accept when entering such other websites
6. We make loan quotations and referral services available through
our business associates who are loan service providers and debt management
consultants.
7. Loan quotes supplied through this Website are not firm quotes or
offers, but are estimates based on information provided or publicly
available from participating loan service providers and based on the
information supplied by You. Loan terms and descriptions shown on
this
Website are summaries only, and are subject to third party participating
loan provider complete loan terms and conditions.
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III. Intellectual Property Statement
1. All material contained and presented on this Website, including
but not limited to text and graphics is the copyright or similar rights
of CAM I. Services Ltd, unless otherwise expressly stated.
2. CAM I. Services Ltd reserves all its rights and strictly forbids any
unauthorised use or duplication. Any statutorily authorised rights to
print or download are strictly limited to for Your sole personal use.
No material, however, can be used for any commercial purpose whatsoever.
3. Any copies of the pages of this Website which you save, by any means
whatsoever can only be used for subsequent viewing purposes or to print
extracts for personal use.
4. Unless otherwise expressly permitted in writing, You may not create
a database in any form whatsoever of these webpages.
5. Unless
otherwise expressly permitted in writing You may not associate this
Website to another website by employing technology including but
not limited to hyperlinking and framing, subject to Clause 7 in the
Privacy & Data Protection Statement below.
6. All Trade Marks used on this website and on any Internet connections
made through this website, whether marked as Trade Marks or not marked,
are declared to belong to CAM I. Services Ltd, unless otherwise stated. All
rights reserved.
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IV. Disclaimer Statement
1. CAM I. Services Ltd does not represent nor make any warranty in respect
of the accuracy, reliability or continuous supply of any of the information
on this Website. The services and information contained on this Website
are only for general information and use and are not intended to address
your particular requirements.
2. CAM I. Services Ltd accepts no responsibility for the information provided
at any of our partners, sponsors or linked website into which you will
proceed on to as Your request is being processed.
3. Any reliance you place upon any material on this website will be
at your sole risk. CAM I. Services Ltd reserves the right in its sole discretion,
but without any obligation, to make amendments or improvements to, or
withdraw or correct any error or omission in any portion of the material
without notice.
4. In particular, the services and information do not constitute any
form of advice or recommendation by CAM I. Services Ltd and are not intended
to be relied upon by users in making any order or purchase. Appropriate
independent advice should be obtained before making any such decision.
5. The service
and the materials are provided by CAM I. Services Ltd on an "as is" basis,
and CAM I. Services Ltd expressly disclaims any and all warranties, express
or implied, to the extent permitted by applicable
law.
6. To the fullest extent permitted by applicable laws, CAM I. Services Ltd
hereby excludes liability for any claims, loss, demands or damages of
any kind whatsoever with respect to the service, information and materials
given by CAM I. Services Ltd including, without limitation, direct, indirect,
incidental or consequential loss or damages, whether arising from loss
of profits, loss of revenue, loss of data, loss of use or otherwise
and whether or not the possibility of such loss has been notified to
CAM I. Services Ltd. The foregoing will apply whether such claims, loss or
damages arise in tort, contract, negligence, under statute or otherwise
7. Dealing with CAM I. Services Ltd recommended sponsors and partners and
sites linked through the CAM I. Services Ltd website and any other terms
and conditions associated with such dealings are solely between You
and such sponsor/partner or linked site.
8. Your visit to and use of this Website and any dispute over liability
is subject to these Disclaimers, including limitations of damages, and
the laws of England and Wales.
9. Though we make every effort to insure the sites we link to are reputable.
We cannot guarantee accuracy of quotes or offers or be held liable for
any damages whatsoever which may result either direct or indirect from
the use of this site.
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V. Privacy & Data
Protection Statement
1. CAM I. Services Ltd is committed to protecting and respecting Your privacy
and to using technology to enhance Your online security. All the information
we have on CAM I. Services Ltd users is used to facilitate the proper use
of CAM I. Services Ltd. We will only use the information that We collect
about you lawfully and in accordance with the Data Protection Act 1998
('the Act')
2. We will never collect sensitive information.
3. The limited personal information which we hold will be held securely
in accordance with our internal security policy and the law.
4. To make sure Your personal information remains confidential, we
communicate these privacy guidelines to every CAM I. Services Ltd employee.
5. This Statement is applicable not only to information collected from
You during your registered use of CAM I. Services Ltd, but also to all the
information we hold on CAM I. Services Ltd. We will display a prominent notice
on this home page whenever this Privacy Statement is updated or changed
and you should check our Privacy Statement periodically. By choosing
to continue usage of CAM I. Services Ltd, You agree to the terms of this
Privacy Statement.
6. This Website does contain links to other websites. However, CAM I. Services Ltd does not share your personal information with those websites
even though such websites (which may be partner, associate, affiliate,
lender and sponsor website) may require You to part with information
about You in order to process your loan quotation request.
In respect of such websites, CAM I. Services Ltd is not responsible for their
privacy practices. We encourage you to learn about the privacy policies
of those companies. Accordingly, this privacy statement and policy apply
only to this Website and not to linked websites.
7. CAM I. Services Ltd welcomes links to this Website, however, it does
not wish to be linked to or from any third-party website which contains:
a) any unlawful, threatening, abusive, libellous, defamatory, obscene,
vulgar, pornographic, profane or indecent information of any kind, including,
without limitation, any content constituting or encouraging conduct
that would constitute a criminal offense, give rise to civil liability
or otherwise violate any local, state, provincial, national or international
law, regulation which may be damaging or detrimental to the activities,
operations, credibility or integrity of CAM I. Services Ltd; or b) any material
or information of any kind which promotes racism, bigotry, hatred or
physical harm of any kind against any group or individual, could be
harmful to minors, harasses or advocates harassment of another person,
provides material that exploits people under the age of 18 in a sexual
or violent manner, provides instructional information about illegal
activities, including, without limitation, the making or buying of illegal
weapons; or c) any information, software or other material which violates
or infringes upon the rights of others, including material which is
an invasion of privacy or publicity rights, or which is protected by
copyright, trademark or other proprietary rights. CAM I. Services Ltd reserves
the right to prohibit or refuse to accept any link to this Website,
including, without limitation, any link which contains or makes available
any content or information of the foregoing nature, at any time.
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VI. Consumer Rights
As CAM I. Services Ltd does not sell any product to consumers but only makes automatic and electronic introductions to lenders and affiliates, all consumers should insist on their consumer rights from such third parties, especially their rights under the Consumer Protection (Distance Selling) Regulations 2000. CAM I. Services Ltd shall in no way become liable to consumers for the failure of third parties to protect consumer rights.
This website is www.quotesnow-loans.co.uk
Email us by using the form on our contact us page.
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